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The standard of comparing investment results to the S and P performance was discussed. He mentioned that an investor needs to balance the safety and performance of a mutual fund against the performance of individual stocks. Tom emphasized that he thought a proper balance cam be rewarding.After a rest break he explained how he selects individual conservative stocks by looking at their five year financial report and what things he looks for.Tom said, “I can’t guarantee you will get rich by investing this way which is very conservative but it has worked out for me. It is my impression that if a company has increased; sales, net income, and dividends as well as a few other things every year over the past five years and maybe longer, the probability is that they will do this again next year and its share price will go up.”“Remember that the S and P is made up of five hundred large capital stocks. Since it is an average, the individual stocks composing it will either exceed or perform. ..!"He picked me up sat me down on the kitchen table ran his hand in my bikini bottom and began fingering me.I had done some heavy making out but had never let anyone get that far so it was very exciting. Also knowing we shouldn't be doing anything made it that much more thrilling.I just enjoyed the moment and didn't say a thing. Then he eased me back on the table pulled his shorts down and got his penis out. With that I told him we probably shouldn't. He asked if I had had sex before and I told him no. With that he put his penis against me and slowly started in me. The feeling was awesome but I yelled, "What if I get pregnant?"He politely answered, "That would be fine with me."The sex was fantastic and when he came in me my whole body shook with pleasure.He continued to pleasure me until he had completely filled me up. Then he pulled out. I grabbed a towel ran to the bathrom and cleaned up. By the time I got back he had gone back to the beach like nothing had happened.I got the.
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