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However, the arrival of the first grandchild Allen named after Mary’s father had improved the family relationship.Andrew began work at the grand sum of fourteen thousand a year to support his wife and son. Those first years the couple struggled, but Andrew worked hard. Forty years later, he was CFO when he allegedly retired. In fact, he was forced out. His views were considered dated and clearly not compatible with the bank’s new business model. Andrew was vocal in his opposition to derivate mortgage lending.The Bank’s President/CEO and his team of imprudent young men had embraced a practice that would become known as securitization. Andrew recognized these new practices as a derivative scheme. In Andrew’s experience, derivative financial schemes eventually lead to financial ruin. Such financing was, in his view, pure gambling with the depositor’s money. When the CEO and his team decided to double down on their bets, Andrew went to the board of directors. The directors promptly. I went about my business we closed for the day and as we walked down to our apartment the wife mentioned that they had made an invitation to their pre-grand opening tomorrow night. I asked her to accept, that I was sure she would have a good time, she said that it was for the two of us and if I wasn't going then we wouldn't go. As we approached the club, my wife still in her short shorts and a loose halter top. We knocked at the door to be met by one of the two owners who invited us in sat us at the bar, he the other side of the wife ordered us drinks placing his hand on my wife's leg. About that time his partner stuck his head out of the office asking me if he could show me something waving me back. I got up headed back to the office to see what he had, he pointed out an area that had not been finished yet. He asked my opinion about it. I gave him someways of finishing it that I thought would work well. He said sounded great, let's go get a drink on it. As we got back into the bar.
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