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, I think, thanks, Esme."Her supervisor stepped in. "Mr Craven, welcome and please be seated. My name is Charles Hebden. I understand you were unwell recently, so let's not have you standing. Esme here is our independent advisor on loan applications. She built up a good reputation in her financial business on Earth, so we are making use of her expert advice.The decision on your application, however, is entirely up to me, so rest assured that Esme is not involved in the making of that decision."Tom nodded his thanks at that explanation, and the interview began.Tom explained that he wished to borrow $50,000 to double the size of the farmhouse on his land. Charles blinked at the idea."Tell me, Tom. According to your file you have a home in Metropolis, as well as your farmland out in the country, and your farm house there. In that regard, I understand that you have one wife and one child – that is correct, is it?"Tom replied, "Quite correct, sir."Charles went on, "In that case, for what. "You have been rather quiet in class, Alex. Any problems with the material?" No problems with the class. I have been focusing on doing my homework when I am not concentrating on the lecture." You do your homework in class?" Sandra was surprised."Yes, I like it that Professor Chittapily writes down the problems on the board at the beginning of class. I can look them up and start doing them right here," Alex said, not mentioning that he not only started but often finished the homework assignment, and started reading ahead."You look a bit young for a grad student. Is this your first year?" Alex's height, and the fact that he was in college, usually caused the people to assume he was at least eighteen. A very young-looking eighteen."Actually, I am jumping ahead. I'm still an undergraduate." Alex once again was understating things a bit. "But I hope to get my degree soon if I can test out of some courses." Good luck. Is this your first class of the day? I can usually just make the nine.
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